Worst Dog Breeds For Biting. But experts advise against such fibs, because they can be make home insurance more costly for you in the long run. While Cass doesn’t counsel against buying any dog that’s of a problem breed, he does recommend calling your insurance agent or company to find out whether they cover the breed, and if not, what it might cost to switch your homeowners or renters policy to a company that does, Loretta L. Worters, a spokesperson for the Insurance Information Institute echoes that advice. The label can lump in any number of different breeds and breed mixes, including the English Bull Terrier, the American Bulldog, the Boxer, the American Pit Bull Terrier, and the American Staffordshire Terrier. Unless raised with other puppies, smaller animals, and kids in the house, the dog’s natural instinct of catching prey and biting might take over. _g1.setAttribute('srcset', _g1.getAttribute('data-srcset')); 12 Dog Breeds Most Likely To Bite. Socialization is also key, she adds, helping “your dog feel at ease in different situations. Unfortunately, The Perfect Puppy is currently out of print. You can also supplement your financial protection against dog attacks in other ways. Breeds such as Great Dane and Akita were found to have a lower relative risk of biting; however, the average damage from these bites was high. The likelihood of this happening will be based on a range of factors, and will usually only happen if the dog is scared or angry. Labradors are the worst dogs for biting and responsible for the highest number of personal injury claims - and it’s your postie on the receiving end But experts advise against such fibs, because they can be make home insurance more costly for you in the long run. You can also supplement your financial protection against dog attacks in other ways. Options include a separate canine owner liability policy through a company that offers one, like Prime Insurance or Einhorn. org - From what I understand, this will work on all dogs regardless of breed or age. Is that behaviour proof that aggression is somehow hard-wired into the genes of these dogs, and that particular breeds are aggressive per se? Dog bites can cost serious money to settle, and can even put your home insurance policy into peril. Together these two groups account for half of all of the dog bite fatalities. ... are a small breed dog that needs to rely on other methods to appear big and scary when they feel threatened—including biting and yipping. While insurers don’t delve deeply into DNA, according to Bob Hunter of the. For example, the law firm Mullen and Mullen in Dallas says it obtained a $500,000 settlement after a two-and-half-year-old child was bitten in the face by a dog at a residence she was visiting, resulting in. Akita. These are the six breeds Cass says most companies will not insure: Cass says he has also found five other breeds to be unpopular with insurers, if less widely so: These breeds — the first six listed, especially — showed up on a number of other online lists of problem dogs for insurance that we reviewed. 7 Worst Dog Breeds for Kids These breeds might not be ideal if you have small kids at home. Others are more severe but may be treated at home. Dog Attack, Dog Bite. There’s also the option to acquire an umbrella policy, an insurance option that extends liability coverage — typically of up to $1 million — to all aspects of your life, including reducing the risk of exceptional claims to your homeowners and auto insurance policies. “While the company won’t freely give away all the secrets to how it makes coverage decisions, simply describing the dog you own or plan to get to an agent will provide you with insight into how they approach such a breed.”, The good news for canine lovers is there is no one-size-fits-all approach among insurers to dealing with different bre, are among the companies that have been known to ban certain dog breeds from coverage. They think that since their dog is small it's ok never to train it. Top on the list include Jack Russell terriers, pit bulls, Labs and golden retrievers, beagles, Australian shepherds, Shetland sheepdogs, German shepherds, huskies, and Shiba inus. They think it's ok that their dog constantly tries to and succeeds at biting people and other dogs. It simply means that some breeds are more prone to irresponsible, and frequently abusive, ownership than others. The study published in the New Zealand Medical Journal used Ministry of Health figures and and found dog bites increased from 9 cases per 100,000 in 2004 people to 12 per 100,000 in 2014.. Children under 10 were most likely to be attacked, and the majority were bitten on the head or neck. What a load of tosh. Australian Cattle Dog (Blue Heeler) Chow Chow. The list was taken from their wonderful little book The Perfect Puppy: How to Choose Your Dog by Its Behavior. The “Pit Bull” isn’t an actual breed at all, but a slang term that current american culture uses to describe any dog that has a big head, cropped ears, brindle coat or eye patch usually a large/stocky dog. Doberman If I were a dog I'd like to bite some people and kids too. Paul suggests a scenario in which State Farm offers up to $250,000 in liability coverage. Anyone who acquires a dog because they think it gives them a particular macho image is clearly unfit to keep a dog. Best of luck to you and your dog! If something does happen with your dog ….and you didn’t tell the agent or company, the insurance company may deny your claim. Other insurers will cover a breed seen as higher-risk but charge a higher premium as a result. Microsoft may earn an Affiliate Commission if you purchase something through recommended links in this article. “Check before you purchase the dog to see what your insurer’s stance is on dogs,” she advises. However, pit bulls have 86.7% temperament passing rate which is lower than canines such as Chihuahua, Border collie or Beagle. “Dogs are individuals, just like people.”. Training and socialization are the key to own a calm well behaved dog,no matter which breed. This can significantly increase the maximum payout on your coverage, for example up to $1 million, though it comes with higher premiums. Proving to your insurer that you’re a responsible owner sometimes helps in obtaining coverage and can even be a mitigating factor for a supposedly high-risk breed, Worters of the Insurance Information Institute notes. It should come as no surprise, then, that this breed accounts for 10% of dog bite related deaths. The Intelligence of Dogs, Sleep Thieves, The Left-hander Syndrome. Figures from Liverpool police – the city is the second worst for dog bites – reported in The Sun, have revealed the 10 dog breeds most likely to bite humans. When not allowed to run and play, the dog will start displaying destructive behaviors. There’s also the option to acquire an umbrella policy, an insurance option that extends liability coverage — typically of up to $1 million — to all aspects of your life, including reducing the risk of exceptional claims to your homeowners and auto insurance policies. Certain insurers may offer credits or discounts for training such as from an. bite or is involved in an injury, State Farm looks at every issue individually, Paul says. Is It True That Women Like Small Dogs and Men Like Big Dogs? While Cass doesn’t counsel against buying any dog that’s of a problem breed, he does recommend calling your insurance agent or company to find out whether they cover the breed, and if not, what it might cost to switch your homeowners or renters policy to a company that does. German Shepherds and Chow Chows are considered the worst dog breeds due to biting. 5. That rise continued a trend that’s more than doubled the cost of the average dog-related claim since 2003. “While an overwhelming majority of interactions with dogs don’t result in injury, most dog bites could be prevented by practicing responsible pet ownership,” Worters notes. So just type it in like normal by removing the spaces :). © Provided by Money.com I wonder, "Is his Ph.D. from a diploma mill, or a puppy mill? So give these dogs a brake and get facts to post not made up rubbish!! Indeed, the list-topping pit bull isn’t even. But an excited dog, say, accidentally knocking over someone is likely to be viewed more leniently and may not even affect your insurance. Namely, these dogs can easily cause harm to a child without ever having the intention to do so. The study was conducted over the course of 32 years (1982 – 2014) in both Canada and USA. They can also refuse a new policy based on a specific dog’s behavioral history after asking about it or discovering a past claim, regardless of breed. Collie. Not at all. Indeed, the list-topping pit bull isn’t even recognized as an actual breed by the American Kennel Club. The culprits, according to the Triple I, are increased medical costs as well as the size of settlements, judgments, and jury awards given to plaintiffs, which are trending upwards. The Psychological Insight From a $2.95 Cup of Coffee. The Pawprints of History: Dogs and the Course of Human Events, How Dogs Think : Understanding the Canine Mind, How To Speak Dog, Why We Love the Dogs We Do, What Do Dogs Know? “While the company won’t freely give away all the secrets to how it makes coverage decisions, simply describing the dog you own or plan to get to an agent will provide you with insight into how they approach such a breed.”. It will also cause you to be canceled and you may not be able to get insurance in the standard market.”. Smaller breeds are the worst offenders for biting children and for being aggressive. The Alaskan Malamute is a very strong and resilient breed of dog which historically lived in an extremely harsh environment, perhaps making it too strong to be around children. Male dogs were 6.2 times more likely to fatally bite someone, and sexually intact dogs were 2.6 times more likely to be involved in attacks than are neutered dogs. by dogbitelaw August 14, 2020. While this list makes it clear that dog breeds do matter, the study also found that some other factors are important--such as the dog's sex and sexual status. One important statistic that confirms the owner's role in their dog's actions is that only 11.2% of dogs that bite have ever been given any obedience training. Dreams have been described as dress rehearsals for real life, opportunities to gratify wishes, and a form of nocturnal therapy. But if your dog harms someone resulting in a $500,000 judgment, you’d have to pay the other $250,000 out of your pocket. However, there are occasionally settlements that exceed $300,000. Although all of this may sound frightening you should not go out and shoot your pet dog to protect your family and neighbors from imminent death or injury from his teeth. Get a Free QuoteADVERTISEMENT. Stanley Coren, Ph.D., FRSC., is a professor of psychology at the University of British Columbia. You'll have to give these natural "power chewers" lots of attention, exercise and plenty of things to chomp on. But an excited dog, say, accidentally knocking over someone is likely to be viewed more leniently and may not even affect your insurance. Worst Small Dog Breeds for First-Time Owners. Liability claims from dog bites and other dog-related injuries in the U.S. totalled $797 million in 2019, according to the Insurance Information Institute (or Triple I) and State Farm. Dogs that are chained, or kept confined in a small yard, are approximately 3 times more likely to fatally bite people. as an actual breed by the American Kennel Club. She is a changed dog in just two weeks!!! “We recognize that breed or type is not a reliable or consistent factor in determining how a dog will react to certain situations,” Paul says. “Every company has their own underwriting criteria. At work, chows are some of the meanest dogs we get. In 53% of dog bite fatalities, there was some suggestion that the dog was provoked by being struck, poked in the eye, having things thrown at it etc. A new theory aims to make sense of it all. Stanley Coren writes of "...immanent death" [sic]. Here’s how to make sure you’re covered. Nice blog. Now she is looking at me for other guidance and is definitely listening more to commands. People use common sense when around dogs, its not their fault. Copyright SC Psychological Enterprises Ltd. May not be reprinted or reposted without permission. If you want to train your dog right, this is how it's done! The study spanned a period of 19 years and found that there were 238 dog bite related deaths during that time--roughly 12 per year. No puppy is born vicious, they are a product of their environment. The good news for canine lovers is there is no one-size-fits-all approach among insurers to dealing with different breeds. The Pawprints of History: Dogs and the Course of Human Events, How Dogs Think : Understanding the Canine Mind, How To Speak Dog, Why We Love the Dogs We Do, What Do Dogs Know? Many bites are innocuous, such as those that result from an over-eager dog that took a chunk of your thumb when you offered him a treat. Options include a separate canine owner liability policy through a company that offers one, like. We don't see many Gull Dong dogs in the west. 10 Dog Breeds with the Most Bites. The researchers point out that the circumstances that cause a dog to bite vary and may be influenced by breed behavior tendencies and the behavior of the victim, parents, and dog owner. multiple lacerations to her cheek, chin, and eyelid. Based on our surveys these are the dog breeds that bit the most taking the popularity ratio into consideration. I thought I would leave my first comment. That rise continued a trend that’s more than doubled the cost of the average dog-related claim since 2003. Bad Dogs: These Biting Breeds Are the Worst for Your Home Insurance Policy. Gathering statistics on dog bites is difficult. Loretta L. Worters, a spokesperson for the Insurance Information Institute echoes that advice. So you are trying to compare several types of dog breeds against a single breed ie Pits v Great Danes, it just isn't going to work. The Worst Breeds for Excessive Barking. 4 Chow Chow The Chow Chow is a dog breed originally from northern China, where it is referred to as Songshi Quan, which means "puffy-lion dog". Because people who have them don't think they need a proper upbringing. Is it genetics: or is it conditioning? (or Triple I) and State Farm. Since these duties could require them to bite people, the concern is that they might be predisposed to bite everybody. ►►► TeachMyDog . These dogs are regularly cited as the worst of the worst dog breeds for families to own, and have even been banned in several countries. Maskers Versus Anti-Maskers: Who Are the Bigger Sheep? Dog bites can cost serious money to settle, and can even put your home insurance policy into peril. This piece walks you — if you will — through some ways to minimize your dog’s disruption to your insurance. Pit bulls or pit bull-type dogs, and Rottweiler or Rottweiler crosses, appear as the culprits most often. Dogs can't stand on their back feet and punch you in the mouth. Do Breed-Specific Laws Reduce the Number of Dog Bites? :) sorry for the way the link looks... you can't post links here apparently. 18. Proving to your insurer that you’re a responsible owner sometimes helps in obtaining coverage and can even be a mitigating factor for a supposedly high-risk breed, Worters of the Insurance Information Institute notes. Is Your Dog Really Helping You Make It Through the Pandemic? We also give you options to remedy the damage if your dog has already been a biter. Beagle That limit will suffice for the vast majority of claims, since the average dog-bite claim is for $36,000, according to the Insurance Information Institute and State Farm. One other item to keep in mind: Some of these breeds may not be allowed in certain homes due to restrictions on the lease or insurance policy. This is the worst list I’ve ever seen, do you’re research on the breeds before you get the idiotic idea of making a list of breeds that bite that disrespects the dogs and is misleading to people. As the owner of a Bull breed (a four-year-old neutered male Staffordshire Bull Terrier rescue) I'd question the extent to which breed genuinely determines aggression. Insurance broker Cass explicitly warns that hiding the fact that you own a particular dog or dog breed is “risky. To get that info, we’ve decided to simplify the information we got from Dogsbite.org wherein they outlined the dog breeds that are notorious biters. However the victims of many of these dog bites often play a part in precipitating the tragedy. Written by. We’ve already shared what dogs veterinary professionals deemed best for new owners, and now we’re sharing which breeds those same 218 experts thought were the worst choices for first-time dog owners. 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